Global Financial Crisis: Bank Syariah shaky?

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Global financial crisis was "rock" National sharia banking industry. Strict liquidity monopoly industries not only in the conventional financial situation at the moment. Liquidity difficulties would disrupt operations technical banking industry as well as the atmosphere. If this turns out oscillation bank sharia upon the individual situation is more serious, may not need the kind of scenario bailout for them. From this condition, the (possible) have a habitual ask: "is still relevant Sharia bank said financial shocks of the brave?"

Need to first understand the anatomy shocks pick sharia banking industry nationally. Strict liquidity that is also marked by a decline DPK, bred not from sharia banking system weaknesses. Simply this condition is a logical consequence of the dual banking applications in a single playing field.

The response of monetary policy to increase the interest rate on capital outflow and the potential for inflation, create attraction passive banks to be more conventional than the increase sharia banking. Meanwhile, liquidity difficulties business units (both real and financial) in the countries of Europe and the United States as the main export destination national corporation, would not want to give effect on the liquidity situation national corporation, a result of liquidity to meet the needs of many corporate client interesting or transfer of the funds. This condition is believed to be because the decrease in the DPK sharia banking.

Means this is a reality beyond the control of sharia banking, liquidity is not so strict with the relevant connected natural resilience of the sharia banking as one of the tools sharia financial system. So far this financial shocks felt that fairness is the sharia banking system, where industry and conventional sharia does not separate. Sharia and the conventional industry still depends on each other and affect each other through the transmission-transmission market and customer behavior (due to floating domination customer).

In general for the authority, the right attitude in responding to situations such as this is strengthening the domestic economy through the real sector with the effort to optimize the potential for achieving real domestic market. Remember the heart of the Bank is not economic or financial institutions. The heart of the market economy is, the public key of the economy of life is market sure. There must be serious efforts from the authorities to present to all the capital that the holder of confidence to invest in the real market. And the way to the market not only a real smooth, but also must be the way towards that. Therefore, some how I agree with the opinion that once the authority is more important for the night market and the elder brother of land on the financial markets (which is more fulfilled by the player-player that lazy). Allah knows best.

by abiaqsa